Legal Disclaimer
The forum pages of johnnydoe.com reproduce discussions published on johnnydoe.is. This page sets out what that means, who answers for what is written there, and the terms on which this website is offered.
Scope
This disclaimer applies to the website at johnnydoe.com (the “Site”) and, in particular, to the pages published under /forum/, /forums/ and /threads/ (the “Forum Section”). By using the Site you accept the terms set out on this page. If you do not accept them, please do not use the Site.
The Forum Section is a reproduction
The discussions shown in the Forum Section are not written on the Site. They originate on johnnydoe.is (the “Forum”), a separate website on which registered members publish posts under their own usernames. The Site reproduces the publicly visible discussions of the Forum by automated means and displays them in read-only form. It does so at regular intervals, so that a page of the Forum Section shows a discussion as it stood on the Forum when it was last collected.
Nobody can register, post or reply on the Site. Each thread page names its source and links to the original thread on the Forum, which remains the authoritative version. Where the two differ, the Forum prevails.
Some sections of the Forum are not reproduced. The layout and typography of the Site differ from those of the Forum, and attachments, embedded media and certain formatting may be omitted or shown differently. The wording of the posts is not changed.
No authorship and no editorial control
The posts shown in the Forum Section are written by members of the Forum, for the Forum. They are not written by or on behalf of the Site. The Site does not commission, select, review, edit, moderate, verify or approve individual posts, whether before or after they appear.
Every post is the statement of the member who wrote it and reflects the opinion of that member alone. The appearance of a post in the Forum Section does not mean that the Site or its operator shares, endorses or vouches for what it says.
Responsibility for content
Responsibility for a post rests with its author. The publication, moderation and removal of posts take place on the Forum, under the rules of the Forum, and are decided there. The Site has no means of altering a post and does not decide what is published.
To the fullest extent permitted by law, the Site and its operator accept no responsibility and no liability for the content of the Forum Section. This includes its accuracy, completeness, lawfulness and timeliness, and any infringement of the rights of others that a post may contain.
Reports, corrections and removal
Anyone who considers that a post is unlawful or inaccurate, infringes their rights or contains their personal data should raise the matter with the Forum, using the contact and reporting functions provided at johnnydoe.is.
A post that is edited or removed on the Forum is edited or removed in the Forum Section at the next update, without any further request being necessary. A thread that is removed from the Forum ceases to be available on the Site.
No professional advice
The discussions reproduced in the Forum Section concern, among other subjects, company formation, banking, payments, taxation, residence, privacy and digital assets. They are exchanges of experience and opinion between private individuals. Nothing in them is legal, tax, accounting, financial, investment or other professional advice, and nothing in them is addressed to your particular circumstances.
Laws, regulations and the practices of banks and public authorities differ from one country to another and change over time. What was lawful or workable for one person at one time may be unlawful or unworkable for you. Before acting, or deciding not to act, on anything you read in the Forum Section, you should obtain advice from a suitably qualified professional who is licensed in the jurisdiction concerned. You alone are responsible for complying with the laws that apply to you.
No warranty
The Forum Section is provided as it is and as it is available. No representation or warranty, express or implied, is given that its content is accurate, complete, current, lawful in any given jurisdiction or fit for any purpose. Posts may be out of date, mistaken or misleading, and may since have been corrected, contradicted or withdrawn on the Forum.
The Site may be changed, interrupted or withdrawn, in whole or in part, at any time and without notice.
Third parties and links
Posts may name or link to companies, banks, service providers, products and websites operated by third parties. Such references are made by the members who wrote the posts and are not recommendations by the Site. The Site has no control over those third parties and accepts no responsibility for their websites, their services or their conduct. Any dealings you have with them are at your own risk and are a matter between you and them.
Limitation of liability
To the fullest extent permitted by applicable law, neither the Site nor its operator, nor anyone acting on their behalf, shall be liable for any loss or damage of any kind, whether direct, indirect, incidental or consequential, including loss of money, profit, data, opportunity or reputation, that arises from or in connection with the Forum Section, from reliance placed on anything published in it, or from dealings with any third party mentioned in it.
Nothing on this page excludes or limits a liability that cannot be excluded or limited under the law that applies.
Copyright and names
Copyright in a post belongs to its author or to whoever else holds the rights in it. The Site claims no ownership of the posts it reproduces. Names, trademarks and logos of third parties that appear in posts belong to their respective owners, and their appearance implies no connection with the Site.
The texts, design, images and marks of the Site itself may not be reproduced without prior written permission.
The other pages of the Site
The pages of the Site outside the Forum Section are provided for general information. Nothing on them is legal, tax, financial or medical advice.
Changes to this page
This disclaimer may be amended at any time. The version published on this page, with the date shown at its head, is the one in force.
True power moves in silence.

