Crypto to Fiat Solution (USDT to Bank account) with lowest fees

My clients pay me via USDT (Tether). I have a bank in Georgia (let's assume it is not crypto friendly).

How to I get the USDT into fiat and then transfered to my bank without trigering anything on the bank side and with the lowest fees possible? (I realize everything is possible if you pay enough)

Here is what I got so far:
For cashing out to euro/usd, I can use binance or ADVCash (they support USDT to Fiat). But then the question is how to I get the money (Fiat) out.

Bankera apparently needs proof you own a EU bank account. I do not have one.

I am an EU citizen but currently live in Asia (resident in Asia). Yes, I know it's weird I don't have a EU bank account. Now with Covid I cannot fly back to open a bank account physically.

Any suggestions?

If you need additional details let me know.