EMI without live KYC

Expect ID+selfie to be discontinued, eventually all EMIs will use some third party live verification service.

KScyprus said:

I know bro, that's the trend. But perhaps there are some banks that are not properly updated with current security systems.
For example, most gateways still don't do any live verification. Stripe started a few months ago.

I would avoid these banks if they still exist. Anyway it's not so difficult to trick Credas and similar ;)

Liveliness tests are a requirement of EU's AMLD5 that has been adopted while ago. Might as well get with program today rather then look for companies that will be fined or have their licenses revoked for AML deficiencies in future. When this happens your money can be blocked for 2 years or more like what happened to epayments.

JohnnyDoe said:

I would avoid these banks if they still exist.

Best advice to follow.

Best to just adapt to the new reality that liveness tests are going to be required. Even if you open an account now while some institutions are still on a grace period for implementation, it's just a matter of time until they come asking for liveness. And you don't want to be in a position where you have a few hundred thousand sitting on an account and unable to verify the identity of the account holder.

Two years, as @Martin Everson said. It's a long time to wait, only to have the money confiscated or returned to the senders, in this case.

Bunq+darks+actors

KScyprus said:

I know bro, that's the trend. But perhaps there are some banks that are not properly updated with current security systems.
For example, most gateways still don't do any live verification. Stripe started a few months ago.

I completed verification with Stripe UK on two accounts this week. Was only asked to upload a scan of ID & utility bill. There was an option for live verification too but it wasn't mandatory so I obviously went with the scans

Sols said:

Two years, as @Martin Everson said. It's a l

mok said:

I completed verification with Stripe UK on two accounts this week. Was only asked to upload a scan of ID & utility bill. There was an option for live verification too but it wasn't mandatory so I obviously went with the scans

Once you have decent volume you will be asked to go thru the live video process, might as well finish now before your funds are froze...

mok said:

I completed verification with Stripe UK on two accounts this week. Was only asked to upload a scan of ID & utility bill. There was an option for live verification too but it wasn't mandatory so I obviously went with the scans

Did it work for you ?

Any tips on how to pass live verification?

I heard some people be using realistic masks but best not to try....lol.

etsy.com/uk/listing/697881054/silicone-mask-…ic-young-man

Martin Everson said:

I heard some people be using realistic masks but best not to try....lol.

etsy.com/uk/listing/697881054/silicone-mask-…ic-young-man

Haha nice idea. But I guess many of them look the same?

Revoltec said:

Haha nice idea. But I guess many of them look the same?

It works perfectly, with some makeup and a wig you can do magic.

JohnnyDoe said:

It works perfectly, with some makeup and a wig you can do magic.

C'mon this cannot be real. There must be like 10 standardized masks that everyone use?

When you're paying hundreds or thousands for a mask, they're often handmade and distinct enough that any two aren't more similar than two humans might be. We're not talking about Halloween masks you get off the shelf of a novelty store.

It's not foolproof but it can and does work, as long as the face matches the picture on the ID document.

Sols said:

When you're paying hundreds or thousands for a mask, they're often handmade and distinct enough that any two aren't more similar than two humans might be. We're not talking about Halloween masks you get off the shelf of a novelty store.

It's not foolproof but it can and does work, as long as the face matches the picture on the ID document.

Any lower budget than that and I guess it is not possible?

Revoltec said:

Any lower budget than that and I guess it is not possible?

eBay is your friend