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Payment Processor for High Risk! Untested list at time posted!

cuno

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cunoFake user - Alias of JohnLockeAuthor
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Dec 2021
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#1

High-Risk Payment Processing: Untested Options

When operating in high-risk industries, securing reliable payment processing solutions can be challenging. Here's an untested list of potential processors, along with brief descriptions:

  1. DirectPayNet
    DirectPayNet specializes in high-risk merchant accounts and payment processing services for industries such as adult entertainment, pharmaceuticals, and e-commerce. Their tailored solutions cater to businesses that struggle with conventional processors.
  2. Easy Pay Direct
    Known for its "Load Balancing Gateway," Easy Pay Direct offers a platform designed for high-risk merchants that require scalable, reliable payment processing. Their solution is aimed at businesses with high transaction volumes and fraud risks.
  3. eMerchantBroker
    Note    : Requires a US LLC.
    eMerchantBroker focuses on providing high-risk payment processing services, particularly in industries such as CBD, online gambling, and tech support. Their US LLC requirement makes it more suitable for US-based businesses.
  4. HighRiskPay
    Note    : Unlikely to accept non-US residents. - is a damn reseller they are not worth it. Lots of talk and noise but no action. For me it was a waste of time.
    HighRiskPay offers merchant services for high-risk businesses, including bad credit or high chargeback industries. However, they may have limitations on working with international clients.
  5. Blaze Merchant
    Blaze Merchant offers a range of payment processing solutions for high-risk industries. They focus on competitive rates and customized solutions but have limited information available on international capabilities.
  6. LAcquire
    LAcquire claims to provide specialized payment solutions for high-risk merchants. They emphasize working with businesses in adult industries, tech support, and other challenging sectors.

Additional Resource:

I spoke with a potential reseller on Telegram, @Iconl1ving, who has been validating a payment processing site I provided. While he is still unverified, he could be a resource worth exploring. You can also reach him on Skype: @Iconl1ving.

Last edited: Oct 12, 2024

JohnnyDoeSchrödinger‘s guy
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#2

Thanks, please update the thread with feedbacks from your guinea pigs.

cunoFake user - Alias of JohnLockeAuthor
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#3

Sure of course I will. I have only one guy doing all the boring stuff so it will take some time.

koohlFake user - Alias of JohnLocke
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#4

Here is one you don't have on your list:
alliedwallet.com/

ActionManActive Recruit
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#5

There are much better choices with much lower fees!

diroFake user - Alias of JohnLocke
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#6

there is your company @ActionMan and what else - where are these many "much better" choices ? you could contribute by posting these?

You don't take on new business, so your company is not a much better choice if you have new or small business!

MalvinaNew member
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#7

I also have a few untested options that appeared interesting to me:

1. Digipayinc - various high-risk industries (Coaching & Biz Opp/ Direct Marketing/Insurance Brokerage/ Mobile Payments/ Multi Level Marketing (MML)/ Nootropics/ Nutraceuticals/ Online Gaming/ Online Psychics/ Precious Metals & Coins/ Vaping / E-Cig/ Web Design & Development etc.)

2. AVPS Solutions - +18 Adult/ tabacco / real estate / fantasy sports and many more / drug paraphernalia / tech support / MML and etc.

3. PAAY - Nutracuticals & supplements / cbd / Sweepstakes / Digital Downloads / Vape & E-Cig / Ticketing

4. Flexa - accepts crypto (Handles KYC on your behalf)

If anyone had any experience with any of these feedback will be greatly appreciated. I was planning try them myself in the near future (in couple of months)

P.S:

cuno said:

HighRiskPay
Note: Unlikely to accept non-US residents.
HighRiskPay offers merchant services for high-risk businesses, including bad credit or high chargeback industries. However, they may have limitations on working with international clients.

This one was on my list as well, i have even saw a thread here on OCT about them if I'm not wrong.

ActionManActive Recruit
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#8

diro said:

there is your company @ActionMan and what else - where are these many "much better" choices ? you could contribute by posting these?

Beside our company, which you might have an idea of, you can integrate directly with flutterwave or payermax. (or paystack if you have an NGN branch!) but the fees are on the high end though, comparing to ours.

diro said:

You don't take on new business, so your company is not a much better choice if you have new or small business!

we do take new businesses, if the business is sound and you have a very low CBs. we had a division that accepted higher CBs in the past, but some folks went crazy with it and they were just doing plain fraud. So, yeah, we lowered our risk appetite a bit, but still for most high risk businesses out there with a sound business plan and Low CB, we can accept you, why not?

turmpyActive Recruit
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#9

This thread shouldn't focus on a specific payment processor, but rather on as many as possible. It seems odd that you're discussing the services of one company here when we're all looking for as many options as possible.

cunoFake user - Alias of JohnLockeAuthor
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#10

JohnnyDoe said:

Thanks, please update the thread with feedbacks from your guinea pigs.

HighriskPay.com is a damn reseller they are not worth it. Lots of talk and noise but no action. For me it was a waste of time.

cunoFake user - Alias of JohnLockeAuthor
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#11

koohl said:

Here is one you don't have on your list:
alliedwallet.com/

I applied for an account with them yesterday, now we will see their response time and risk appetite.

EliasITFake user - Alias of JohnLocke
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#12

cuno said:

I applied for an account with them yesterday, now we will see their response time and risk appetite.

I have applied to, I used a pharma site (not real site) just to see how they respond to it.

JohnnyDoeSchrödinger‘s guy
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#13

cuno said:

HighriskPay.com is a damn reseller they are not worth it. Lots of talk and noise but no action. For me it was a waste of time.

Please edit your first post adding this information for better visibility

alainFake user - Alias of JohnLocke
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#14

Thank you for sharing the list.

hakhakNew member
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May 2021
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4

#15

I tried easypaydirect last week and was given the following reason for rejection:

Visa, Mastercard and the powers that be mandate that the

- Business Itself
- Business Owner
- Bank Account

Are all in the same jurisdiction.

My company is registered in the UK but I'm not a UK resident.

I'm currently trying DirectPayNet.

BeyondBordersNew Member
Joined
Sep 2023
Messages
74

#17

hakhak said:

Did you test it?

Looks like many got scammed by this company:
trustpilot.com/review/www.alliedwallet.com

Allied Wallet went bankrupt and took a lot of Holds down with them. I am surprised to see them back up and running here.

cunoFake user - Alias of JohnLockeAuthor
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#18

JohnnyDoe said:

Please edit your first post adding this information for better visibility

yes have done that

diroFake user - Alias of JohnLocke
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#19

hakhak said:

I tried easypaydirect last week and was given the following reason for rejection:

My company is registered in the UK but I'm not a UK resident.

I'm currently trying DirectPayNet.

where are you from and what business are you into?

hakhakNew member
Joined
May 2021
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4

#20

I'm from Algeria. I sell online traffic in the bizopp niche. I've been running with Stripe for the past 2 years without any issue but lately I saw a lot of businesses in a group I'm a part of getting their accounts shut down. Makes me a bit nervous so I'm trying to setup a few backups.

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