Please tell me about opening accounts in Romania and Italy to receive merchants and pos terminals on them

Hello. I want to open a business in Romania and Italy and for this I need an acquiring and a pos terminal. My clients will be from all over the world. They will pay with their cards on the Internet. I want to make a merchant for payment on the site, as well as get Pos terminals. Can you tell me which banks in these countries or digital banks are the best to choose today? 1) I would like to see a minimum commission for using the services of banks 2) To have a quick withdrawal to a bank account 3) To make the bank loyal to any type of payment 4) To be able to issue links for paying customers 5) What is the difference between Pos terminals? In general, if possible, then give me the full information that I need to know in order to start a business with acquiring and Pos terminals

No one can tell what acquiring companies work in these countries or in general in the world? In which direction should I look? What should you pay attention to when choosing an acquiring? More info guys

We sell goods on the Internet (for this we need acquiring), but we also have the ability to deliver goods by courier and the ability to pay on the spot (for this we need a Pos terminal)

Sols said:

You say POS terminal but then refer to selling things online. POS terminals are the physical devices you see in shops. What are you looking for exactly?

What do your businesses do?

If you're just looking for online card processing and are in a low-risk industry, Stripe, Braintree, and Mollie are popular with startups. Once you have some volume, you can try bigger ones like Adyen, Nuvei, and Worldpay.

Which offices are more loyal to payments from different countries? How long does the bank freeze money to pay me?

Sols said:

Adyen, WorldPay, and Worldline are some of the only companies in EU that offer omnichannel processing (both online and POS). A lot of companies use two different solutions: one for online and one for POS terminals. They often get POS terminals from a local service provider and online via some of the PSPs I mentioned.

The ones I mentioned are all used to international customers.

It depends on how much you process. You usually start with payouts every two weeks (standard with Stripe) and gradually it gets faster: weekly, twice per week, daily.

Thank you very useful information for me. Are there any banks or digital banks that offer next day withdrawals? Because waiting a week or two is a very long time. I need money for trade