JOHNNY DOETHE LIFE WHISPERER

Simple way to process card payments?

virgen_del_rosario

replies
16
views
916
virgen_del_rosarioNew MemberAuthor
Joined
Oct 2025
Messages
46

#1

Is there a simple way?

- as a sole proprietor
-
the country isn't supposed by Stripe
- think of "sole proprietor from Zimbabwe" for simplicity

- fees-wise may not be optimal

- not by crypto (already taken into account but it's manual)
- not by Wise (manual requires re-verification)
- not by PayPal (asks me for re-verification, other shit)
- not by Payoneer (yes but still manual as Wise, no card payments)

What would it be?

JohnnyDoeSchrödinger‘s guy
Joined
Jan 2020
Messages
10,049

#2

You could buy a Stripe account from someone, or pretend you are from a different country.

virgen_del_rosarioNew MemberAuthor
Joined
Oct 2025
Messages
46

#3

> Buy a Stripe account

No idea how much it costs, and how a deal would be made without a third party-escrow.
And even if I bought it, avoided a scam, how would I then withdraw money to my bank account - on my name?

> pretend you a different country.
Where would I get the docuements required - residency permit? I could obtain a utility bill, phone number but rarely are only these sufficient. In case of Stripe, they aren't.

JohnnyDoeSchrödinger‘s guy
Joined
Jan 2020
Messages
10,049

#4

virgen_del_rosario said:

> Buy a Stripe account

No idea how much it costs, and how a deal would be made without a third party-escrow.
And even if I bought it, avoided a scam, how would I then withdraw money to my bank account - on my name?

Each vendor offers different methods.

virgen_del_rosario said:

> pretend you a different country.
Where would I get the docuements required - residency permit? I could obtain a utility bill, phone number but rarely are only these sufficient. In case of Stripe, they aren't.

Of course you would need a piece of ID, either a residence permit or an ID/passport. Replica, of course.

RickActive Recruit
Joined
Jul 2025
Messages
88

#5

virgen_del_rosario said:

Is there a simple way?

- as a sole proprietor
-
the country isn't supposed by Stripe
- think of "sole proprietor from Zimbabwe" for simplicity

- fees-wise may not be optimal

- not by crypto (already taken into account but it's manual)
- not by Wise (manual requires re-verification)
- not by PayPal (asks me for re-verification, other shit)
- not by Payoneer (yes but still manual as Wise, no card payments)

What would it be?

Couldn't you just incorporate a cheap WY US LLC? For $150 you'd be done and ready to get your Stripe and Mercury accounts I assume. Unless you are from a sanctioned country such as Syria or the likes I don't see much of an issue with this approach(?).

RickActive Recruit
Joined
Jul 2025
Messages
88

#6

1000043842.png
This is also the approach they directly advertise on their own website

ColumbusActive Recruit
Joined
Jun 2025
Messages
125

#7

What type of products would you have? Are they white or gray hat?

jafoHigh-Ranking Operative
Joined
May 2022
Messages
4,061

#10

JohnnyDoe said:

Of course you would need a piece of ID, either a residence permit or an ID/passport. Replica, of course.

I'm going to DM you about this.

Marty McFlyActive Recruit
Joined
Jun 2025
Messages
413

#11

Rick said:

Couldn't you just incorporate a cheap WY US LLC? For $150 you'd be done and ready to get your Stripe and Mercury accounts I assume. Unless you are from a sanctioned country such as Syria or the likes I don't see much of an issue with this approach(?).

Mercury is rejecting more and more customers recently, including from banned EU countries like Latvia.

virgen_del_rosarioNew MemberAuthor
Joined
Oct 2025
Messages
46

#12

Rick said:

Couldn't you just incorporate a cheap WY US LLC?

For $150 and nothing more? It'll come with lots of limitations then.

To open a US LLC properly, I'd need to obtain TIN first. For which I'd need to obtain other documents first.
Without TIN, there'll be great difficulty to opening bank or fintech accounts.

virgen_del_rosarioNew MemberAuthor
Joined
Oct 2025
Messages
46

#13

Columbus said:

What type of products would you have? Are they white or gray hat?

generally, software-SaaS

RickActive Recruit
Joined
Jul 2025
Messages
88

#14

virgen_del_rosario said:

For $150 and nothing more? It'll come with lots of limitations then.

To open a US LLC properly, I'd need to obtain TIN first. For which I'd need to obtain other documents first.
Without TIN, there'll be great difficulty to opening bank or fintech accounts.

No TIN needed, just the EIN for eg Mercury or another account. For relay you may need a local tax number but not sure. You can make it as expensive as you'd like so if paying $15k sounds better feel free to go outsource it to someone more expensive.

It simply is the best (and often only) way to easily get a US payment account esp. for SaaS.

RickActive Recruit
Joined
Jul 2025
Messages
88

#15

Marty McFly said:

Mercury is rejecting more and more customers recently, including from banned EU countries like Latvia.

support.mercury.com/hc/en-us/articles/287717…ed-countries

You are right although Latvia does read a little random in this list, but as OP noted that he is from a third world country maybe he could check this list to see if it could be an option for him.

There are other options like Relayfi for instance. I would just open one such EMI account in the US, use it to connect and setup Stripe and then either buy crypto via kraken business or send it to a personal account somewhere else.

virgen_del_rosarioNew MemberAuthor
Joined
Oct 2025
Messages
46

#16

Rick said:

No TIN needed, just the EIN for eg Mercury or another account.

"To open a US LLC properly, I'd need to obtain TIN first."
"Without TIN, there'll be great difficulty to opening bank or fintech accounts."

TIN not be needed in the beginning, for an LLC itself. But it'll be required afterwards nonetheless.

RickActive Recruit
Joined
Jul 2025
Messages
88

#17

virgen_del_rosario said:

"To open a US LLC properly, I'd need to obtain TIN first."
"Without TIN, there'll be great difficulty to opening bank or fintech accounts."

TIN not be needed in the beginning, for an LLC itself. But it'll be required afterwards nonetheless.

Where are you quoting from?

More in Banking & Payments

All 68 threads

  1. Paraguay Begins Liquidation Proceedings for Major Digital Bank Ueno

    GuaraniGhost · 13 replies · last 10 Nov 2026

  2. ADPayment solution

    Vizier · 5 replies · last 10 Nov 2026

  3. Agora Cards

    Fiscal · 5 replies · last 30 Oct 2026

  4. Exante

    Justit · 1 reply · last 19 Oct 2026

True power moves in silence.

Begin application