SOVRAE: Crypto privacy cards

Type	VIRTUAL	PHYSICAL
Price	$89	$349
Network - BIN	VISA - SG	VISA - SG
KYC*	NO	NO
Top-Up Fee	2%	1.5%
Spending Fee	$0.1 + 1.5%	$0.10 + 1.5%
Forex Fee	1.5%	1.5%
ATM Fee	-	2%
Limits	$80k per tx, $1M daily	$80k per tx, $1M daily, $3750 ATM daily, $80k ATM monthly
Crypto	USDT / USDC	USDT / USDC
Connectivity	Apple Pay + Google Pay	Apple Pay + Google Pay
Expiry	3 years	4 years

Ready to Get Started?

Leave a comment or contact us directly for more details or onboarding support.

Website: www.sovrae.io
Telegram: @Sovrae_support
Telegram Group: @Sovrae_io
Twitter: @Sovrae_io
Email: info@sovrae.io

Hey @Marty McFly , thanks a lot for your comment.

I’ve sent you a private DM with the two providers we use for our virtual and physical cards, along with a clarification on how our structure works. We prefer not to disclose this information publicly.

May I ask which well-known providers you’re referring to? While they may be cheaper, our products are fundamentally different. We offer cards designed for users who are specifically looking for privacy-oriented offshore solutions.
If you have a particular competitor in mind, please let me know so I can better explain how our offering differs.

Laid Back Llama said:

What legal entity holds my funds? Which bank issues the card? Where are you incorporated? What happens to my funds if you disappear tomorrow?

Hey @Laid Back Llama,

I’ve sent you a DM with the two providers we use for virtual and physical cards.

Sovrae is a white-label platform. Through an intermediary company incorporated in Singapore, it obtains the cards from these providers. We are simply one of several front-end platforms operating within a larger infrastructure.

These two providers are the same entities that hold your funds. Sovrae never touches your funds at any point. When you top up your cards, the money goes directly into the providers’ accounts.

Even if Sovrae were to disappear, your cards would continue to work. Additionally, since we offer instant top-ups, it should be clear that you only need to deposit the funds you intend to spend during the current day or week. There is no need to keep large balances on the platform.

Marty McFly said:

Why can’t you just write the info in public? There’s nothing secret in the DM you sent me 😟

Hello,

Kindly read my DM carefully. I mentioned more than once that we cannot openly advertise how our privacy cards work or disclose the structure behind them, as doing so would compromise the nature and continuity of the business.

It may be my fault for not being clear enough, and I apologize for that. I will try to explain myself once again as clearly as possible.

Both our virtual and physical cards are strongly focused on preserving user privacy. The virtual card does not require any user verification; it comes pre-verified. The physical card only requires uploading a passport photo and a selfie. There is no Sumsub-style verification involved. The documents are uploaded solely for storage purposes and are securely stored by third-party providers.

The intermediary company that holds the contracts with the two providers I mentioned in DM, as well as with Visa and Mastercard, has gone through an extensive due diligence process. This included verification of the company’s operational history, bank account statements, and, most importantly, the deposit of a substantial security cheque. If we were to publicly disclose everything or share sensitive details with untrusted parties, they could contact the providers directly, request information, and potentially jeopardize the entire operation. For this reason, we are very limited in what we can share. These cards are extremely delicate products. You may have noticed that we deliberately use general wording such as “privacy-preserving” or “verification” to soften our marketing language.

If you wish to confirm whether the providers we use are indeed the two I mentioned, this can easily be verified by adding your newly purchased cards to Apple Pay or Google Pay. You will see their respective logos instead of Sovrae.

If your concern is that this could be a scam, I completely understand. However, please keep in mind that these are instant top-up prepaid cards. You only load the amount you intend to spend on the same day. For example, if you plan to spend $300 today, you top up $300. Once the balance is used, you can top up again. There is virtually no realistic scenario in which users would load large amounts of funds. Scamming would make no sense for us; keeping the business running is far more valuable, especially since these products are not cheap and our revenue comes from fees.

This point is somewhat irrelevant anyway, as I mentioned before, because we never touch user funds. Top-ups go directly to the provider accounts; otherwise, they would never allow us to operate. Their APIs are extremely strict when it comes to fund handling.

Lastly, I have been selling crypto cards for over 16 months. When I was an active and respected user on OCT, I had more than 70 satisfied customers and many positive reviews. I was banned due to a controversial private placement investment thread that some users disliked, which I plan to relaunch here on this new forum very soon. I am just getting started again.

To conclude, I fully understand your concerns. Please let me know exactly what you guys are trying to verify, and we can find a solution that is safe for both sides and allows us to continue this meaningful relationship.

Thank you very much,
Qzejol

Laid Back Llama said:

His "only deposit what you spend today" point is actually the answer everybody wants, so maximum risk = card fee + one day's spending, not catastrophic

Thanks for your understanding. Deposits are actually instant, so you can even deposit multiple times a day. Moreover, you don’t need to log in to the app every time you want to deposit: each card has its own unique and reusable address, which you can save and use later to send funds directly from your wallet.

Once the blockchain confirms the transaction, it takes roughly 10–20 seconds for the card balance to be topped up.

I’d also like to apologize if the app feels poorly designed at the moment. This is just an MVP. In the first two weeks of 2026, we’re planning a full UX/UI redesign along with a server upgrade to enable faster interactions. A desktop version is also coming in January.

Laid Back Llama said:

Makes sense. Once product's proven, what's your plan for traffic beyond forums?

I’ve found that word of mouth works very well: once you try the product and like it, you’re likely to recommend it to friends.

We already have partnerships in place with several crypto KOLs and Telegram communities, and we’re also planning to kick off a Twitter account.

Lastly, we’re working on an attractive referral program.

JohnnyDoe said:

Is the base currency USD or some Asian currency?
In other words, if I spend USD, will I be charged a fx fee?

The base currency for both cards is USD, so FX fee applies whenever you spend in a currency other than USD. However, the fee also applies to cross-border transactions, meaning any transaction made outside Hong Kong and Singapore. In practice, you are almost always charged the FX fee. It’s a bit misleading, the providers have not been very clear about this. From my tests even when making online purchases in USD, I was still charged.

Hello everyone, and happy New Year!

We’d like to share a few updates that we think you may find interesting.

KYC clarification
The thread has been updated with more information regarding KYC. As many of you correctly assumed:

• Virtual cards are completely NO KYC
• Physical cards require only a passport photo + a selfie holding the passport
  (This is a simple upload — there is no live or Sumsub-style verification.)
• By adding $100 (total $349), we can also offer a NO-KYC physical card.

Additional updates

• We’ve decided to remove the monthly card fee. It was previously $2, but it has now been permanently removed, and no customers were ever charged.
• Prices remain $89 for virtual cards and $249 for physical cards, with discounts and rebates coming soon.
• We’ve launched a Twitter account (currently dormant).
• A Telegram group chat is now open.
• Expected by February 10th, a new polished and professional UX/UI will be released, along with our desktop app.
• A referral campaign is coming soon: refer friends and automatically earn for each card sold, plus a lifetime percentage of your referrals’ top-ups.
• Marketing and user email campaigns will begin shortly after the UX/UI launch.

As always, any questions or suggestions are welcome.

Thanks everyone,
Sovrae, for sovereign individuals