EMIs top-up limits

I've just realized that Revolut has 5.000€ / year limit top-up. That's nothing! If I want to increase, I have to demonstrate the source of my incomes. It could be salary, loan, savings (you need to demonstrate the source too), criptocurrencies (need to demonstrate source), etc.

I was wondering... a private loan contract could work????

From their website:
"Loan: If the source of your top-up is a loan - please upload a loan agreement document and a bank statement showing the received funds along with your current balance."

I want to increase my top-up limit | Revolut Help Centre

I need to connect an EMI account with Stripe and the list of allowed countries is very small...
"Austria, Belgium, Denmark, Finland, France, Germany, Ireland, Italy, Luxembourg, Netherlands, Norway, Portugal, Spain, Sweden, Switzerland, United Kingdom"

Maybe N26 is a solution. Or Monzo (needs to be UK resident - or buy a UK utility bill). ING Lux? I will open them with darks.

Any good solution?