My journey to successful card processing for Replica, IPYTV, Adult and Gambling business

I've contacted Wintopay today, these are their account levels
40 days to withdraw the payouts is very risky.

@koohl can you share your experience with them, please?

That is too long for a payment processor told hold the money, it is a big no go and show stopper.

belarus said:

That is too long for a payment processor told hold the money, it is a big no go and show stopper.

They told me that's only for the first withdrawal, after that it will be 15 days apart

15 days OK - and how much do they hold for 6 months?

belarus said:

15 days OK - and how much do they hold for 6 months?

10%

It's all very well with their payout and holdback policies, but what about reputation?! Has anyone checked if there is something on them via Google or is it all just neutral and you can't find anything, or are there no reviews on them?

And the $1 per transaction fee is way too much compared for most processors also in the high risk segment.

tacokai said:

It's all very well with their payout and holdback policies, but what about reputation?! Has anyone checked if there is something on them via Google or is it all just neutral and you can't find anything, or are there no reviews on them?

And the $1 per transaction fee is way too much compared for most processors also in the high risk segment.

I have no experience with them, waiting for @koohl to confirm.

is this the right website for Durango: durangomerchantservices.com ?

koohl said:

yes it is the right website.

But be careful with what you are offered, it seems like they are living off their good reputation and not really checking the payment processors they recommend.

Wintopay is expensive, that's true, but if you have something that can't be placed elsewhere, then it's a really good solution for card payments.

Durango told me they don't accept replica.

Wintopay yes it's expensive but if they are trusted company it's the best option for replica.

I'm sorry, but surely you don't expect anyone to read that post and think it's genuine? The style and command of language are different from your other posts. The whole thing is written in that pseudo-professional tone. Looks like a press release or a pastiche of a LinkedIn influencer.

koohl said:

Exceptional Experience with SOAR Payments - A Game Changer for Our Business

Review:
I recently had the pleasure of integrating SOAR Payments into our website, and I must say, the experience has been nothing short of exceptional. In just one month, we processed transactions totaling 500,000 euros, and the support we received from their team was outstanding.

From the moment we submitted our application, the efficiency of their service became apparent. We were provided with an instant price quote through DocuSign, eliminating the need for offline paperwork, faxes, and the usual waiting period. This streamlined approach not only saved us time but also significantly simplified the setup process.

One of the most impressive aspects of SOAR Payments is their Industry Minimum Pricing. The transparency and fairness in pricing were refreshing; it was clear that there would be no need for frustrating negotiations with sales representatives. We automatically received the best pricing available, which speaks volumes about their commitment to fair business practices.

The integration process with their payment gateway was completed within 14 days, a testament to the efficiency and ease of working with SOAR Payments. Their team provided us with all the necessary support, ensuring a smooth and hassle-free integration. The guidance and assistance we received were invaluable, making the entire process seamless.

What truly set SOAR Payments apart was their friendly client support. Every call and email was handled by their in-house team, who were not only knowledgeable but also incredibly supportive. It was clear that customer satisfaction is a top priority for them, and they went above and beyond to ensure our needs were met.

In conclusion, SOAR Payments has been a game-changer for our business. Their exceptional support, fair pricing, and efficient processes have made them an invaluable partner. I highly recommend SOAR Payments to any business looking for a reliable and user-friendly payment service provider.

Mixed Experience with HighRiskSolutions.com - Room for Improvement

Review:My business recently embarked on integrating HighRiskSolutions.com as our payment service provider, and after a month and a half, we processed transactions worth 250,000 euros. The journey was mixed, with several highs and lows, reflecting both the strengths and areas for improvement of their service.

Integration Process:The integration process with HighRiskSolutions.com's payment gateway was somewhat lengthy, taking about 5 weeks to complete. While we anticipated a quicker setup, we managed to navigate through it with reasonable support from their team. The support was adequate but not exceptional, indicating room for enhanced customer service and guidance.

User Interface and Usability:Upon gaining access to their system, we found the user interface and control panel to be less intuitive than expected. Although it was functional and we could eventually find our way around, the initial learning curve was steeper than necessary. A more user-friendly design would significantly improve the overall experience for merchants like us.

Transaction Decline Rate:A notable concern was the transaction decline rate, which stood at around 4%. This was particularly troubling as transactions that were declined by HighRiskSolutions.com often went through when processed by another provider. Such a high decline rate is detrimental to our business, causing unnecessary friction and potential loss of revenue.

Final Thoughts:HighRiskSolutions.com has been a mixed bag for us. While they cater to high-risk businesses and offer a solution where few others do, there are clear areas for improvement. The integration time, support quality, user interface, and notably, the high decline rate have impacted our experience. We hope to see improvements in these areas, which would make HighRiskSolutions.com a stronger contender in the payment service provider space.

In conclusion, while HighRiskSolutions.com is a usable option for businesses in the high-risk category, prospective users should weigh these factors carefully. Enhancements in user experience and a reduction in decline rates could significantly elevate their offering.

did you test both of them with Replica?

what is your experience with Wintopay?

koohl said:

You can think whatever you want; I honestly don't care. I'm not here to teach or consult anyone, and I don't want anyone's money. I just support the forum and share info for those who want to read it.

I wrote that post months ago and you already replied to it.

40 days payout time is to long for my business. Did you negotiate it down to days or so?

have you tried Paddle - Payments, tax and subscription management for SaaS and digital products as someone suggested and reviewed in the public forums?

koohl said:

You have to negotiate with them about the payouts, rates and stuff like this. You want to give them a call and even appoint a meeting if you have the size of doing so.

We do not wait for 40 days payouts rest assured.

what is your payout period ?

I just read some people are using e-merchant pay for the high risk processing. They have some reliable service when reading the reviews in mentor group thread. Can you confirm?

kilor said:

I just read some people are using e-merchant pay for the high risk processing. They have some reliable service when reading the reviews in mentor group thread. Can you confirm?

I applied for an account with a UK LTD they accepted my application we are working on the integration for now.