Low Risk Payment Processor

Dear all,

We're looking for a low risk payment processor/acquiring bank, other than Stripe.
We're processing in the 7/8 figures range and are fed up with the randomness of Stripe,

All our companies are USA based. We're processing Europe and USA traffic.
Our chargebacks rarely goes above 2% lifetime and we usually keep our MIDs.

We're not looking for any high risk fees and low acceptance rate banks - rather a long term banking partner able to support our volume and have a human connection rather than automated chats.
Thank you!

Regards,