Which payment processors for EU and US markets - EU based company

UK or similar EU country based company. Director is not from UK, but is from one of EU EEA country. Optional I can find anyone resident if needed.
I'm selling 100% legal digital goods like ebooks, services delivery in few seconds after payment.

1. I need list of payment processors which are best to process payment in these countries:

- Germany (CC + what? sofort?)
- US, CA (CC + what, pp needed?)
- RO
- RU (yandex pay + what?)
- CZ (gopay + ?)

I need to cover clients preferences for payments methods. For example : ~50% people in Czech Republic prefer CC payments but alot of people loves Fast Bank Transfers. So I need to have both payment methods because I lost customers which go to competitors.
I'm searching good payments processors for each country on my list. I think that few payment processors could decline my application. In this case I need to have alternatives. I hope that someone could help with good list of payment processors for these countries.
I want split my payments to prevent bad news in the morning - if one of card provider frozen my account without real good reason.

Please tell me which CC processors and other payment methods processors are good for me.

2. Do Stripe or 2ch send payouts from EU accounts or from US account? I have one bank account who have problem with payments from outside EU and I don't know if I should link it with US sales.